Finance and Credit Professional

We have heard it: the market is not driven by money but by greed and fear. The two biggest emotions that move markets up and down at random; they seem to fluctuate without any logic behind them.Why do we get these emotions when we trade? After all, it's stocks we're trading, not playing sports where [...]

If your credit card debt is genuinely bad, then you may be considering a debt consolidation loan. A consolidation loan is a loan that you can use to pay off all your debts, by using the loan to pay your debts you effectively 'transfer' your debt to the one company, the consolidation loan lender.It can [...]

The issue of security has always been much debated when it comes to online trading. Till recently many would dread to even buy a ticket to a film through the internet, let alone trade on the markets using the facilities that internet offers. And to an extent such reservations were justified.The internet is a place [...]

We are living in changing times. There was a time when bullocks and horses were our only modes of transport. In today's world, bullocks and horses are themselves transported between places by mechanical engines. There was a time when all that a girl could hope for was to marry a good and sufficiently wealthy man. [...]

Britons are paying back a record amount of debt, according to a new study.Figures released by PricewaterhouseCoopers (PwC) have indicated that for every pound households earn, some 19 pence is going towards repaying debts accrued on personal loans, credit cards and mortgages. Topping the previous height of 18 pence noted during the third quarter of [...]

Every day, commodities are traded on the more than one dozen major commodity exchanges that are situated worldwide.Chicago houses two exchanges, the Chicago Board of Trade (CBOT) and the Chicago Mercantile Exchange (CME). Between these two exchanges, a wide array of commodities are traded, bought and sold.The CBOT has a very diverse collection of [...]

You don't want to jump into anything blindly or sign a real estate contract or home mortgage loan contract or any type of contract without giving it some serious thought. Watch out for anything that appears to be vague. You want to keep in mind when financing real estate that lenders will be able [...]

While Texas remains the state with the highest percentage of uninsured residents in the nation, a key question is what is the impact of that, from a human and pure economic standpoint.A December 2006 report by the Texas Health Institute, sponsored by Methodist Healthcare Ministries, indicated that the costs are substantial, both from a social [...]

Although it is still five months away, Britons are being warned that failing to plan their spending over the Christmas period could impact upon their personal financial situation.In research carried out by Britannia, just under half of the adult population (47 per cent) are said to not be saving money specifically for the festive season, [...]

Opting to use store finance cards is an uncompetitive form of borrowing, an industry expert has warned.According to Martyn Saville, senior researcher for Which?, those who are only able to make the minimum monthly repayments on the type of credit could be set to find strains on their day-to-day finances increasing as providers charge high [...]