Finance and Credit Professional

First-time buyers are taking out increasingly expensive loans in a bid to get on to the property ladder, a new study shows.According to data released by Abbey, the typical first-time buyer now has a mortgage of some 130,000 pounds - almost twice the amount of the 75,000 pounds average taken out in 2003. Meanwhile, more [...]

Everyone loves a good bonus. Credit card companies have been making use of this fact to get more customers. Thus we have credit cards that provide rewards. Cash back credit cards and cards that help you earn frequent flier points are among the more popular ones. People are always eager to benefit from a bonus. [...]

The Bank of England has voted to maintain interest rates for this month.Under the move, the Bank's monetary policy committee (MPC) has decided to keep the base rate at 5.75 per cent. Although the news is likely to be welcomed by those homeowners with variable-rate mortgages as their mortgage repayments will stay consistent over the [...]

Ned almost lost the farm that had been in his family for 8 generations! We've all heard that 'The Devil is in the details.' It is especially true when it comes to estate planning. Make sure you don't make the same mistake Ned did.Ned and Nellie Mae were in their early 80's. Even though they [...]

A wealth of information is contained in your credit report. Your financial actions, your loan or credit accounts and how you pay them are just some of the data you can find on your credit report. Review your credit report periodically to get an idea of what the creditors are saying about you.If you are [...]

For many people health insurance is the most important benefits to be received from an employer. This is especially true considering the fact that more than 46 million American people do not receive basic health insurance (2006 statistics). Sometimes the language used to describe a health plan may be unfamiliar to the applicant; here are [...]

Property is becoming increasingly unaffordable for prospective first-time buyers in rural areas, it has been indicated.According to figures released by the Commission for Rural Communities for the National Housing Federation (NHF), the average price for a home in the country stood at some 240,222 pounds during 2006. Meanwhile, the typical cost of property in an [...]

It really is one of the oldest pick-up lines in the book. I'm sure Neanderthals were standing around rocks looking at one another and grunting the question. Are you my type? Whether it is people, cars, music or pets, finding the type that suits you is important to your overall well being and happiness.Finding something [...]

People who have bad credit automatically assume they can never get a loan for anything, let alone a car. And credit card services don't give you much hope, especially when you have been late paying their minimum amount due. In this technological age, it is possible to track an individual's credit history that can include [...]