Finance and Credit Professional

The majority of Britons have received a 'red reminder', new figures reveal. According to research conducted by Lloyds TSB, two-thirds of consumers (66 per cent) have had a final warning demanding payments for secured personal loans, utility bills and credit cards.Findings by the financial services firm also indicated that 45 per cent of Britons are [...]

When it comes to personal finance, investing in a house is a big thing. When it comes to long term home loans, people generally prefer the fixed rate version. Why do customers prefer the fixed rate deal to a deal where the interest rate might change? It is because the former offers a lot more [...]

There are only two questions a forex trader has to ask him or herself. If the affirmative can be answered to both questions, the forex trader is a professional and may rely on their trading expertise for a lifetime of wealth if desired. If negative to either or both questions, the trader could continue to [...]

"Waiter, I'll have a sub-prime steak; make it medium-rare". Order with those words and your waiter will check you for two heads. If you eat meat, you want the prime-cuts. In fact, no one wants sub-par unless you're playing golf.So what motivates mortgage loan officers toward sub-prime lenders? Money of course! Typical capital formula: the [...]

It is easy to take a loan. However, it is not all that easy to pay it all off. You may not necessarily go bankrupt paying off a loan, but it does hurt to see your hard-earned money get siphoned off elsewhere. This feeling of bitterness usually arises in the later part of long-term loans. [...]

Home ownership has its benefits, a quite a lot of them, at that. The following are several of the key benefits of home ownership.Investment ValueStatistics collected by such organizations as the Office of Federal Housing Enterprise Oversight has shown that real estate, though in moves cyclically up and down throughout the years, maintains a consistent [...]

The bulk of lending institutions now offer no annual fee credit cards to draw in new consumers. Selecting a card with no annual fee can save you boat loads of money. Don't accept the first offer you receive though. Selecting the right card can be tricky and understanding the type of contract you are locking [...]

According to FinAid, 75% of students who default on their loans have dropped out of college and not completed their degree. Student loan default is a difficult situation to be in.Contrary to what you may think, your student loan isn't contigent upon you graduating from college. Regardless of whether or not you graduate, [...]

If you were nearing the edge of the cliff and didn't know it, would you want someone to warn you before it was too late? Of course you would. That's been the guiding principle of this column, to inform everyday investors of the pitfalls that could cause them and their nest egg irreparable harm.I've been [...]

An instant car insurance quote is really the prime thing that you should be looking for when it comes to finding the best auto insurance policy possible, because these quotes are going to be what you will be using in order to make the best decision in terms of which particular policy to go with.Where [...]