Finance and Credit Professional

It is not always easy, but it is possible to buy a home after you have gone through a foreclosure. Since foreclosure can greatly affect credit, it makes things difficult from the beginning. Nevertheless, the dream of owning a home again is only as far away as the commitment to planning and working [...]

We all know that our credit score is pretty much the key to credit success. This is the three-digit number that helps banks and credit unions know if you can be trusted with loaned money. This is also the number that could keep you from that dream job or house.Your score is determined by [...]

Want to structure your mutual fund portfolio to achieve optimal returns for the next twenty years? Read on or just skip to the last paragraph.There was a great article in the June CFA Institute publication Expected Rates of Return: Back to the Future by Jim O'Shaughnessy. Mr. O conducts solid research, writes clearly, [...]

Your credit report is one of the most important financial documents concerning whether or not you will be able to get loans and how much interest you will have to pay on those loans. Understanding your credit report is therefore very important.One of the first things to understand about your credit report is that it [...]

It is a trend today that individuals and corporate entities use credit cards for a lot of their business transactions. Many admitted that they would have a very hard time if they don't even own at least one credit card because of the advantages that it could offer. Credit cards minimize the danger of carrying [...]

The prospect of changes to the base rate by the Bank of England's monetary policy committee (MPC) are a source of concern for millions of Britons, the publication of new figures reveal.In research by ICM commissioned by Intelligent Finance, some 41 per cent of consumers feel either "worried" or "extremely worried" in anticipation of the [...]

As the consumer debt increases every day there has been parallel growth of debt management services. The function of these services is to help their clients get rid of their existing debt. And the better services will go beyond that and help their clients to stay clear of future debts once they have successfully eliminated [...]

Bank charges are those little black box charges that few people understand. Most banks attract customers with add-on services. Then they charge for those services. This might come as a surprise to many. After all, most of us take it for granted that since we have an account with Bank X, we are eligible for [...]

Britons could be rushing to get themselves a home improvement loan following the latest tips from Nationwide about the best ways to sell your home, which reflected the need to have any outstanding do-it-yourself (DIY) work done and dusted.A study commissioned by the building society into what buyers look for when they consider buying a [...]

FX was the operational word. When I was studying to be an MBA in Information Systems and Finance, I came across the wondrous world of FX. Which is a fancy term for Foreign Exchange. Of course, "currency" is a quaint little word for it too.There are many interesting characteristics of forex. But the foremost to [...]