Finance and Credit Professional

Often small business owners mistakenly believe they would not be approved for business credit cards. What you may not know is that the majority of credit cards are awarded to small business owners with no employees! In fact, 75% of all small businesses have no employees, so if this describes your business, you [...]

Many have started looking at an offshore account as a means of maximising their finances. Seemingly business executives are seeing the rewards of offshore banking without understanding the full picture. Whether this type of account will benefit you or your business is dependent upon individual circumstances, it is possible to do yourself more harm than [...]

Your cash flow is the lifeblood of your business. You can be billing thousands of dollars each month but if it takes your clients 30-90 days to pay, your cash flow can be non-existent - particularly if you have expenses to pay while you're waiting for clients to pay you.Your cash flow, and your cash [...]

Drivers could be spending a record amount of money from their car loan on motor insurance, a new set of figures have indicated.According to research carried out by Experian, the average quote for comprehensive cover in the direct market reached its highest point in nearly two years over the course of last month. At a [...]

You have signed up for your employer's 401K plan and are very proud of yourself because you are not only getting tax benefits, but your employer matches a portion of your investment (can you say free money?). Congratulations to you. You have taken the first step to becoming an investor and building your portfolio [...]

Wouldn't it be great to be psychic? Wouldn't it be great if when you sat down to make your Forex trade you could somehow know ahead of time when and where the market was going to breakout, and ride that baby to maximum profits?It's one thing to look back on a month of charts [...]

Are TSP plan participants allowed to select their own stocks? With a TSP plan, participants are not permitted to pick their own individual stocks, instead, they choose investment allocations from up to five different agency approved plans. These include U.S. treasury bonds, fixed income assets, international stocks, common stocks, and small capitalization stocks, each [...]

As you are no doubt aware if you decide to apply for a credit card you will have a large selection to choose from. This wide choice should allow you to get the best possible deal and to obtain a card that is tailored to your spending habits and your lifestyle. Different people have different [...]

Missing payments on loans, credit cards and other sources of financial demand could be place many consumers under more financial pressure than they originally think, new research shows.Findings from moneysupermarket reveal that about 5.5 million were not able to meet a demand on their spending over the course of 2007. Overall, credit card repayments were [...]

Before starting to invest you will already have considered whether paying-off or reducing debts is a better use of available cash. And you'll have set aside a suitable 'cash reserve' to cover for unexpected expenditure - it's generally accepted that a minimum of 3 months income is a sensible reserve. Then it's a case of [...]