Finance and Credit Professional

Perhaps you are thinking about getting a credit card. You have gotten a few offers in the mail that say they have great interest rates. You might not be sure just exactly how great they are, especially a few months down the road, or if you happen to make a late payment on [...]

So what's stopping you from getting a credit card? It's because you don't want to get one just because everyone else has them, right? Wrong!You probably do not want a credit card for other, more practical reasons, like the fact that you don't want to deal with interest rates, or you're too scared [...]

Now that you have finally paid off your credit cards, you decide that you're through with those accounts you've had for years. You only missed a few payments on your newer ones, so it should be long forgotten by now. Besides, you just paid off all your debt, and now you should have [...]