Finance and Credit Professional

When you need to get a new car, you do not need to take the loan that the dealer offers to you. While the loan may sometimes be a good deal - it is not necessarily the best. For you to save money, though, and get a better deal, simply follow the steps below.1. [...]

The "confidence crisis" surrounding the British pensions sector is deepening, it has emerged.According to Alliance Trust's annual retirement confidence index (RCI), the gap in those failing to put money away for later life is rising as some 26 per cent of consumers are currently without any form of pension - up from 20 per cent [...]

Those looking to take out a loan or any other form of borrowing need to ensure they have a favourable credit rating, it has been claimed.According to moneysupermarket today's "must-have accessory" is not a state-of-the-art technological gadget or a profile on the latest social networking site but rather a good credit report. The price comparison [...]

Consumers in Cardiff are increasingly struggling with their finances, it has been suggested.In statistics released by the Insolvency Service, a record 410 individual bankruptcies were filed in the Welsh city and the Vale area over the course of July and September. This figure is also some three times higher than the level of bankruptcies applied [...]

It really is not all that hard to get a good deal on a car. Part of the trick, however, is to be informed about the process and the terms that may be thrown at you as part of the deal. The more informed you are - the better prepared you will be to get [...]

When it comes time for you to think about getting a mortgage, you should know that there are some things that you can do to help yourself get a better deal. In most cases, they can be performed over a few months, but will prove their worth in savings over the term of your new [...]

It is easy to find many lenders that are willing to give you the money you need for just about whatever reason you want. But aside from their willingness, finding that good deal will not come quite so easy. Here are some things that you will want to keep in mind as you look for [...]

A number of intermediaries and lenders within the sub-prime mortgage market are guilty of "poor practice", it has been suggested.In a report released by the Financial Services Authority (FSA), about a third of mediators' files reviewed indicated that consumers were assessed inadequately in terms of judging their ability to make repayments on bad credit loans. [...]

Those borrowers who get into arrears by missing mortgage repayments may find that doing so may set them back by "more than they think", according to the publication of new statistics.In research carried out by moneysupermarket, those who get into arrears by not meeting a loan lender's monthly demand for a mortgage payment or having [...]

With students receiving their A-level results today, the thousands of young people who are set to head to university are being warned that a lack of financial planning could leave them with debt problems later on in life.Pointing to research from the Association of Investment Companies revealing that university attendants are taking on more levels [...]