Finance and Credit Professional

Millions of people across the UK are currently concerned about the level of their debts, prompting many to investigate debt consolidation loans, one price comparison site has asserted.According to personal finance commentator MoneyExpert, 2.48 million people in the UK are "very concerned" about their debts. However, although the figure represents seven per cent of the [...]

Those consumers living in Warwickshire who are in the midst of financial difficulties are being urged to avoid borrowing from one unscrupulous loan lender, it has emerged.According to the county's Citizens Advice branch, residents - and in particular those on low incomes who will find their spending squeezed as the festive season approaches - are [...]

While savers are often applauded for their self-control in putting money aside, it may be the case that a large number are not the brilliant budgeteers they claim to be.According to new research, around two-thirds of savers admit to looking to their savings when they want to buy themselves a treat, rather than starting a [...]

The first thing to remember is don't rush, taking your time finding a loan for your new car can produce great savings. Of course, as soon as you see your dream car you can't wait to get behind the wheel.But taking a couple of days to find the right loan means that your dream [...]

Those looking to take out a loan or any other form of borrowing need to ensure they have a favourable credit rating, it has been claimed.According to moneysupermarket today's "must-have accessory" is not a state-of-the-art technological gadget or a profile on the latest social networking site but rather a good credit report. The price comparison [...]

An increasing number of Britons have found themselves coming under financial strain, a new report has revealed.In research released by Moneyfacts, there have been 125 rate and fee increases on credit cards over the last two months, a figure which Esther James, credit card analyst, claims is "quite staggering". According to the price comparison website, [...]

An increasing number of Britons are becoming worried about their ability to manage their finances, new research reveals.In the debt index study conducted by MoneyExpert, more than a tenth (11 per cent) of those people owing money were "very concerned" about their capacity to make repayments on their borrowing, whether through personal loans, credit cards [...]

The availability of cheap secured loans is beginning to fall, it has been suggested.According to Samantha Owens, head of personal finance for Moneyfacts, rates on some 27 personal loans products have been modified over the course of this year - with the majority of these changes shown to be increasing the amount of interest charged. [...]

Consumers in the north-west of England are to receive new guidance on loans and other areas of personal finance, it has emerged.Starting today (September 17th), the scheme will provide residents in the region with access to independent financial advice face-to-face, by phone or via the internet. The trial is to last for three months, will [...]

Britons are increasingly looking to borrow money, recently published research shows.In a study carried out by MoneyExpert, it was revealed that more than three-quarters (78 per cent) of people have at least one credit card. Just over a quarter (28 per cent) of adults have one card, with 24 per cent owning two. Meanwhile, three [...]