Finance and Credit Professional

If you have only been able to rent property in the last few years due to poor credit, you may feel the time is right to buy a property using an adverse credit home loan. However, buying a home can be a daunting prospect, especially if you have had credit problems in the past. This [...]

Despite recent reports of a fall in borrowing Britons are still set to experience debt problems, an industry expert has warned.According to James Falla, director of Thomas Charles, the announcement from the British Bankers' Association (BBA) that an increasing number of borrowers are looking to pay off more debts accrued on credit cards rather than [...]

Companies need to do more to help their employees manage their money, it has been suggested.According to research carried out by Axa, by allowing staff an hour every month to assess their finances, businesses could assist their workforce in adopting a more responsible attitude towards their monetary situation which in turn could help them be [...]

Easy. Bad debts cause stress. You sleep poorly because of them. They cause fights and foster guilt. Supreme Court Justice Lewis Powell was once asked to define obscenity. Hard-pressed to come up with a definition, Powell uttered the famous line, "I know it when I see it." The same could be said for bad debt: [...]

Britons are increasingly living on a financial "edge", it has been suggested.In research carried out by Combined Insurance, just under a quarter of adults (23 per cent) do not have any money put into savings schemes. However, the study suggested that some could be facing further financial pressures as about a third of parents with [...]

Young people are more likely to make use of personal loans, new figures have indicated.According to research carried out by the Consumer Credit Counselling Service (CCCS), such loans account for 56.4 per cent of the debts owed by those aged between 18 and 24. Overall, consumers in this age group were reported to be some [...]

It is important to periodically check on your credit report no matter your credit condition. In this day and age of technology and identity theft, it's important to know exactly what's going on in your credit report. This protects you and your finances from the rest of the world.If you are shopping for a loan [...]