Finance and Credit Professional

Everyone can be put at a disadvantage if they have poor credit, but fortunately there are ways to fix it. Let us first look at the disadvantages as it may motivate you to do something about it and then get some ideas on how to repair it!DisadvantagesLenders are less likely to loan to people with [...]

Credit cards have gone beyond being just a common mode of payment and made it as the norm in paying for most daily expenses.You probably use it at the supermarket, drugstore, bookstore, gas station and just about every other establishment that sells lifes necessities.But when it comes to debt, credit cards are also one of [...]

What is the one thing that can keep you from buying your dream home? No, it isn't your mother-in-law's guilt trip - well, it might be - but what I'm really referring to is your credit rating. Here in San Diego, credit often makes or breaks a home loan. Here are a few financial tips [...]

Most people have heard of the FICO score, but don't really understand what it is. This is the mysterious score that creditors and lenders talk about in regards to credit approval. What exactly is this score and how is it determined?The FICO score is named after the Fair Isaac Corporation, which is the [...]