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Finance and Credit Professional

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More Loan Lenders Changing Borrowing Products

The availability of cheap secured loans is beginning to fall, it has been suggested.According to Samantha Owens, head of personal finance for Moneyfacts, rates on some 27 personal loans products have been modified over the course of this year - with the majority of these changes shown to be increasing the amount of interest charged. [...]

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Bad Credit: 3 Rapid Ways to Fix or Repair

With the deluge of information available and extraordinary offers from companies to fix or repair your bad credit, it is difficult to believe that 80% of cases can be resolved in short-order by only focusing on a few areas of a credit report. Based on my experience as a mortgage professional and credit analyst, [...]

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Credit Cards And Prevention Of Identity Theft

Identity theft is fast becoming a very serious crime in the UK. Its repercussions for the individual who has his or her identity stolen can be very serious and frustrating. Claiming back your own identity from the thief can be a slow and painful experience, often taking many months to be resolved. During [...]

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What is an FHA Mortgage Loan?

The Federal Housing Administration (FHA) is operated by the Department of Housing and Urban Development (HUD). The FHA has the responsibility of administering the government insured home loan programs. Like a VA loan, the FHA does not actually lend the money for the home to the borrower but instead insures the loan so that more [...]

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