Finance and Credit Professional

The Texas Hospital Association (THA) is urging lawmakers in Dallas, Houston and throughout the rest of the state to take the right steps to make health insurance more affordable and accessible to individuals in Texas. The state ranks first in the country in the percentage of uninsured residents (24.6%).'Cover the Uninsured Week,' which is observed [...]

For some people, mention the words "health insurance" and the eyes begin to glaze over.If you're living in Texas, the state with the largest percentage of residents (25%) without health insurance coverage, it's probably the same. For those living in Dallas, Houston or Austin, which traditionally have some of the highest numbers, the confusion may [...]

The American populace has been sufficiently bombarded by information on the "health insurance crisis," the "healthcare crisis," the "community crisis." Despite living in a country where everyone is supposedly entitled to equal access, another horrifying and dismal piece of information seems to be released almost everyday on the declining state of healthcare for the uninsured [...]

Since Health Savings Accounts (HSAs) were created by the Medicare bill signed into law in 2003 they are being considered by more and more Texans as a health insurance option. Here is a quick overview on a complicated subject.What's a Health Savings Account (HSA)?They have two parts. The first part is a qualified high-deductible [...]

In what seems like an overt effort to enrage Congress, President Bush has undermined the implementation of a bill expanding the Children's Health Insurance Program by issuing a set of guidelines virtually impossible for most states to meet.With Congress in a month-long recess, Dennis G. Smith, director of the federal Center for Medicaid and State [...]

Many employees throughout Texas, but especially in the larger cities of Austin, Dallas and Houston, are finding it a challenge nearing on the impossible to find the affordable health insurance they and their families need.As an entire state, Texas already has the highest percentage of its population without health insurance, just over 25% (compared with [...]

Credit card usage is on the rise, according to a report released this week by the well-known credit-tracking company, Experian. More Americans have more cards, and heavy users are just getting heavier. Texas isn't doing so bad, though, ranking below the national average for the number of cards per resident, the percentage of those who [...]

If you were given just $1,500 to purchase groceries annually, you'd be a lot more careful about how you spend your money. You'd peruse the supermarket flyers, shop around for the best deals, and forgo the more expensive items, like lobster and steak. This is exactly the kind of "consumer-driven" behavior some employers in Dallas, [...]

While Texas remains the state with the highest percentage of uninsured residents in the nation, a key question is what is the impact of that, from a human and pure economic standpoint.A December 2006 report by the Texas Health Institute, sponsored by Methodist Healthcare Ministries, indicated that the costs are substantial, both from a social [...]

Perhaps it shouldn't feel like suffering a personal wound when learning about the state of health care coverage in Dallas, Houston and throughout Texas, or anywhere else in this country - but it does. In fact, for most of us, it really does.It tends to shatter the ideals we were taught as American children - [...]