Finance and Credit Professional

At 39 years of age I came into an unexpected inheritance. Not having experienced disposable income before I wanted to invest it wisely. I want to be able to enjoy this myself without jeopardising any inheritance that I could pass on to my own children. However, as soon as the news of my good [...]

Thousands of consumers are selling their property as they are unable to keep up with increasing mortgage costs, according to new figures.Research carried out by Moore Blatch suggests that for every home which was repossessed last year at least an equal proportion were sold as owners struggled to make secured loan repayments. The company also [...]

With the summer finally showing signs of brightening, many homeowners are likely to be venturing outside into their gardens, where homeowner loans might help them to make the most of the space available.And new research from one personal finance commentator has set out what features consumers should plump for if they are looking to sell [...]

With the winter season beginning to set in, homeowners need to take sufficient steps to protect their property against the inclement conditions, it has been claimed.In a study conducted by Cornhill Direct, more than a third (38 per cent) of people believe that they are unable to do anything to protect their property should temperatures [...]

For many Americans, buying their home is an indication of being successful or already trying to start in that direction. It is one single largest purchase an individual could make in his or her entire life.Ironically Property foreclosures can help you get there. When you purchase a house or a real estate property, it means [...]

Looking for an investment, I decided to try my hand at a new small business. I already have in the UK but was looking for something different. I was looking for something that would be as safe as possible, where I would be working with young people but I was also considering investing my money [...]

There certainly are many different possible ways to use a home equity loan. In fact, they are used for just about any reason possible. While you certainly can use your money any way you wish - some ways make more sense than others and have a more lasting value. Here are some ways you can [...]

The level of repossessed homes could be set to rise even further, an industry expert has suggested.According to Mark Lance, spokesperson for the Repossession Specialist, the impact of the Bank of England's monetary policy committee (MPC) increasing the base rate of interest by 1.25 percentage points over the last year "has lead to three-figure increases [...]

Buying a property abroad means paying for it in local currency. The actual cost of that currency is dependent on the exchange rate you manage to obtain.For a start, it is important to note that the foreign currency exchange companies offer better rates of exchange than the High street banks, and that most of them [...]

Just because you may be stuck in dollars and feel like being in a canoe full of holes and without a paddle, does not make you an unwise investor.To have bought a house that does not appreciate in value, or in fact is doing the opposite at the moment, does not make you an unwise [...]