Finance and Credit Professional

Through a self directed IRA an investor can acquire a real estate investment, such as a single family home, apartment building, commercial building, or even land, as a form of retirement investment. Often times investors will see a much greater return on this sort of investment over traditional stock market investments.Most checkbook individual retirement accounts [...]

If you are just starting out in your career, you may have heard about the benefits of saving for retirement. But if you are in your last few years of your job, chances are you did not hear much about saving when you were starting out. This is a huge disadvantage for those reaching retirement [...]

The beginning of a new year is the traditional time to gaze into that proverbial crystal ball and make your New Years resolutions. And hey, this time you are really going to keep them, right? No question about that. And in 2008, you really will stop your ten-year spending spree. Good for [...]

As we baby boomers approach retirement many of us have started to take a much closer look at what we will need in the form of assets if we are to live to the age of 80 and beyond. Most of us have been very focused on accumulation of assets up to this point and [...]

The Federal Reserve cut interest rates again yesterday and will be likely to do so again in six weeks. Yields on 5-year Certificates of Deposit are down to around 4.25% and falling. On top of that, the mortgage meltdown has hindered the performance of the entire stock market. If you are retired and need [...]

Are you looking for some inside information on Investments? Here's an up-to-date report from Investments experts who should know. Once you begin to move beyond basic background information, you begin to realize that there's more to Investments than you may have first thought.We grew up in world in which the news about the failure [...]

Retirement is just around the corner. You've worked your whole life and find immense satisfaction in the work that you do. While you're looking forward to more time for following your pursuits, the idea of being job-less scares you. Perhaps you'll find an enjoyable side-job... or maybe you'll decide to start a small business!First, you'll [...]

The western world is going to experience a major impact from 2010 and onwards and it's an impact that's been predicted for sometime. Strange thing is, there doesn't seem to be much going on to avoid it.We're talking about the mass exodus expected from the workforce by our baby boomer generation who number about 80 [...]

If I told you there's a way to turn one dollar into eight and it's practically risk free, would you be interested? Of course you would. Well, there is a way to do it. It's easy. And it is practically risk free.Here's all you have to do. Hewitt Associates just released a study that shows [...]

What is a 457 plan? A 457 plan is a type of defined contribution plan, for which employees of state and federal governments, agencies, and tax exempt organizations. Contributions made to the plan with pre-tax money, earnings, and contributions are tax deferred while under the plan, and contributions are generally made by the employee, although [...]