Finance and Credit Professional

Before we talk about saving money in a Health Savings Account (HSA) let's talk about what an HSA really is all about.HSA are tax preferred savings accounts for use to pay for qualified medical expenses. HSAs must accompany a qualified high deductible plan (QHDP) to be allowed. Individuals or business can participate in [...]

As we baby boomers approach retirement many of us have started to take a much closer look at what we will need in the form of assets if we are to live to the age of 80 and beyond. Most of us have been very focused on accumulation of assets up to this point and [...]

If you're like many people these days you have a least some issues regarding your personal finances. Far too many people are living paycheck to paycheck and are barely keeping their heads above water. These people often find themselves being just one missed paycheck from financial disaster.Perhaps you are only making the minimum payment on [...]

Britons need to get into the habit of safeguarding their financial future, one industry expert has suggested.According to Colin Jackson, director of Baronworth, discipline is required on the part of consumers if they are to avoid incurring pressure on their finances when they are older and to save money effectively for spending in later life.Mr [...]

Older people are losing out on billions of pounds every year, a new study reveals.In research carried out by Unbiased, up to 2 billion pounds in pension credits are to remain unclaimed over the course of this year. With between 20 and 25 per cent of pensioners failing to take out their entitlement, which guarantees [...]

One of the most successful business models in the corporate world is also something you should look for to cut your monthly expenses.The business model is a system of recurring revenues. Recurring revenues are a wonderful way to make money if you own a business. To best understand this system, think about your cable or [...]

There you are, walking down the store aisle, and you see it. "It" can be anything from a candy bar to a magazine to some tool you've wanted for months. It doesn't cost much, so you go ahead and buy it.It's called impulse buying, and it's one of the biggest hindrances to your financial wellbeing. [...]

The switching of energy suppliers could well save consumers hundreds of pounds, it has been claimed.Research carried out by uSwitch has indicated that just over half (51 per cent) of British households, about 13 million, have claimed to have changed utility providers at least once. Reported to have saved 1.7 billion pounds, these consumers could [...]