Finance and Credit Professional

The average American now carries more personal debt that than at any time in history. Credit card debt can be particularly difficult to deal with, and damaging to your credit history. The number of people who are now missing payments is also at its highest level ever. The ratio of the number [...]

While savers are often applauded for their self-control in putting money aside, it may be the case that a large number are not the brilliant budgeteers they claim to be.According to new research, around two-thirds of savers admit to looking to their savings when they want to buy themselves a treat, rather than starting a [...]

According to new figures, Britons could be incurring debt problems by attending weddings.Research carried out by CreditExpert has indicated that the average consumer spends 386 Pounds for someone else's big day on areas such as gifts, clothes and accommodation - a figure which could impact upon their ability to make repayments on Personal Loans, credit [...]

New mums and dads are spending thousands of pounds on their child's nursery, a new set of figures reveal.According to a study carried out by Halifax Home Insurance, parents spent an average of 2,628 pounds- a UK total of 1.8 billion pounds - on making their newborn's room perfect. Findings from the financial services company [...]

If you're like many people these days you have a least some issues regarding your personal finances. Far too many people are living paycheck to paycheck and are barely keeping their heads above water. These people often find themselves being just one missed paycheck from financial disaster.Perhaps you are only making the minimum payment on [...]

Young people could be finding themselves coming under increased financial pressure, new research reveals.A study conducted by youth marketing agency Face found that about half of Britons between the ages of 16 and 25 have run up debts equating to more than 50 per cent of their annual earnings. The findings also indicated that people [...]

Although it is still five months away, Britons are being warned that failing to plan their spending over the Christmas period could impact upon their personal financial situation.In research carried out by Britannia, just under half of the adult population (47 per cent) are said to not be saving money specifically for the festive season, [...]